Savings+ is a product by Criptan that allows you to earn daily returns on your funds in EURC, Bitcoin (BTC), Ethereum (ETH), and USDC, while keeping them available and liquid to move or invest in any product you choose.
How does Savings+ work?
When you deposit funds into Criptan, they are initially received in your Custody Account. From there, the process depends on whether or not you have enabled the automatic transfer to Savings+:
Custody Account: This is the default destination for all deposits. If you haven't enabled the automatic transfer to Savings+, your funds will remain in this account without generating returns. From here, you can manually transfer them to Savings+ at any time to start earning daily returns.
Savings+ Account: If you have activated the automatic transfer, Criptan will periodically move your funds from your Custody Account to your Savings+ Account. This way, your funds will start generating daily returns automatically once transferred.
You can move your funds between both accounts at any time, and you can also invest directly from Savings+ in Earn.
Daily returns
Savings+ offers different returns depending on the currency you choose to hold in your account:
💶 Euros (EURC): 2% APY
🟠 Bitcoin (BTC): 0.40% APY
💎 Ethereum (ETH): 1.40% APY
💵 USDC: 2,80% APY
Minimum balance requirements apply in order to earn rewards.
Interest is credited daily, allowing your funds to grow consistently.
Advantages of Savings+
✅ Daily returns: Your funds grow every day without being locked.
✅ Total flexibility: Move your funds between accounts whenever you need.
✅ No fees or commissions for transfers between Custody and Savings+.
✅ Full availability: Your money is always accessible for whatever you need.
Important note: In exceptional cases, transfers from the Savings+ account to the Custody account may be delayed for up to 72 hours due to operational reasons.