At Criptan, we’ve reached a new milestone: over €100 million in assets under management.
This achievement reflects the trust of thousands of users, the strength of our model, and a principle that has guided us since day one: growth only makes sense if it directly benefits you.
That’s why we want to explain how our model works and why we call it the Profitability Engine.
A fair and sustainable model
Our model isn’t based on keeping the highest possible margin, but on being efficient enough to share with you most of the value we generate in the market.
We believe in a transparent and responsible relationship, and in a form of growth that includes you every step of the way.
How our Profitability Engine works
The Profitability Engine is a cycle that drives everything we do and explains how we’re able to offer competitive returns consistently and sustainably:
More volume: It all starts with you. The trust of our community allows us to reach a scale that gives us access to the best opportunities in the market.
More revenue: By operating with that volume on solid opportunities, Criptan’s total revenue increases.
Higher margin (efficiency): Unlike other models, our costs don’t grow at the same pace as our volume. This efficiency allows us to generate a strong operating margin.
We maximize your share: This is the key to our model. The extra margin doesn’t stay with Criptan — we use it to increase your returns. This way, you receive the largest share of the value generated.
This cycle is self-reinforcing: by offering better returns, more users trust us, which increases volume and strengthens the engine.
Our products: the starting point of the cycle
Criptan’s products are the entry point to this cycle. Each one is designed to suit different goals, combining profitability, stability, and flexibility.
Fixed-return products
The Earn 90, 180, and 360 products offer opportunities with defined terms and fixed interest rates.
When you open one of these deposits, the return is guaranteed for the entire selected period, providing stability and predictability.
Keep in mind that, as market rates fluctuate, the returns available for future deposits may differ from current ones.
High-liquidity products
If you prefer to keep your funds more accessible, we offer Savings+, Earn Flex, and Earn Lottery — products with short terms or immediate availability.
These options offer variable returns that adjust according to market conditions, allowing you to take advantage of the best opportunities available without giving up flexibility.
Looking ahead
Surpassing €100 million in assets is just the beginning. Our commitment is to continue improving efficiency, security, and transparency, so that regardless of market fluctuations, you always get the best possible share.
Want to learn more?
Check out our articles on how Earn products work and how much you can earn with Earn.