At Criptan, we are constantly working to provide savings and yield products that adapt as effectively as possible to market conditions. That is why we have dynamic yields in certain products on the platform: Savings+, Earn Flex, and Earn Lottery.
Definition of dynamic yields
Dynamic rates are rates that can change at any time, either upwards or downwards, depending on various market factors and product demand. This feature is designed so that users can always access the best possible return, under real and updated conditions.
In the app, you will be able to identify products with dynamic rates through the dynamic yield logo, allowing you to easily distinguish between fixed-rate and variable-rate products.
What dynamic yields depend on
The rates applied to products with dynamic yields are directly linked to market conditions and the supply and demand structure. Some of the most relevant factors are:
Available liquidity: the level of funds available in the market to generate yield has a direct impact on the rate that can be offered.
Market conditions: variations in global interest rates, cryptocurrency volatility, or changes in demand for specific assets all influence returns.
Product demand: the higher the number of users participating in a specific product, the greater the pressure on the offered rate, which can lead to dynamic adjustments.
Underlying investment strategies: in some cases, yields come from liquidity platforms or secondary markets, where returns are not static and are continuously adjusted.
This model is not exclusive to Criptan: other global exchanges and platforms also apply variable rate systems that adjust in real time based on liquidity and market behavior. The difference is that, at Criptan, our goal is to ensure users obtain the most competitive yield possible, within a framework of security and transparency.
What does this mean for you as a user?
When choosing a product with the dynamic yield logo, you should keep in mind that:
The rate you see today may not be the same tomorrow.
The purpose of this system is to offer optimized returns that reflect real market conditions, rather than maintaining a fixed rate that may not always represent the most favorable scenario.
In summary, dynamic yields allow your savings to work more efficiently, automatically adjusting to changes in the financial environment and ensuring you always have access to fair and competitive conditions.